Rick began his career at P&A as an intern in 2001 while attending college in Buffalo, NY. After graduating from Canisius College with a Bachelors of Science in Finance and Economics, Rick joined P&A full-time in 2003. Since then, Rick has focused extensively on expanding P&A’s broker relationships on a national basis. After several years working at the home office in Buffalo, Rick moved to Raleigh, North Carolina to expand P&A's presence in the region. Looking to continue P&A's national expansion, Rick relocated to Southern California in 2008 to give himself greater access to West Coast clients and brokers. He has extensive experience designing and implementing FSA, HRA, HSA, COBRA, Commuter and Retiree Billing services. Rick supports P&A's broker partners and clients around the country.