Retirement Plans

You know how important your company-sponsored retirement plan is to your employees. But do you know if you have the right plan in place? We get to know your company and retirement plan needs and then tailor a strategy to help you meet your goals. 

Here are some of the benefits we bring to the table:

We provide expertise in plan design

We offer unique and customized plan designs to fit your needs.

We offer administration and compliance services

Employer sponsored retirement plans are complex, requiring effective communication and accountability between the investment record-keeper and the plan’s third-party administrator. P&A Retirement Plan Services provides complete administration and testing services, and we work with a variety of third-party record-keepers.

We can provide an open architecture investment platform

As an independent record-keeper, we offer a highly competitive, true "open architecture" approach to investments with access to thousands of mutual funds, exchange traded funds (ETFs), collective investment funds (CIFs), and other equities.

We help your participants plan for retirement

P&A offers industry-leading education and online guidance for retirement plan participants. We also offer user-friendly product tutorials to help you and your employees get the most out of technology features. 

We provide fiduciary support

Knowing that fiduciary responsibilities under ERISA are important to you, we provide support for many of those responsibilities through:

  • Active monitoring of relevant regulatory and legislative updates to help anticipate and plan for the impact of changes
  • Benchmarking services that can help with the selection and monitoring of investments
  • Providing an Annual Plan Demographic report which provides a complete summary of important plan-level information, including cash flow summary, plan trends, asset allocation by age band, participating rates by age band, and allocation by asset class. 

We’re transparent about fees and expenses

More attention than ever is being focused on the responsibility of plan sponsors to make sure that their participants pay only “reasonable” fees and expenses. P&A makes that task easier by openly disclosing the fees we charge for the services we provide and who pays those fees.

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